Payments and settlement use different systems
One side may use local payments, while the other may require bank transfers, PayPal or stablecoins.
Platform Top-up & Settlement
Stablecoin top-ups, settlement and reconciliation
For social marketing, freelancer, API aggregation, advertising and digital marketplace platforms.
Order createdStatus notification
Payment workflowJangoPay
Manage incoming payments and settlement
Users top up platform balances, orders and funds are recorded, and merchants or suppliers are settled according to business rules.
01API aggregation platforms
02Social media marketing and advertising platforms
03Freelance and task platforms
Common businessesSocial marketing platformsFreelancer platformsAPI aggregatorsAdvertising platformsDigital marketplaces
COMMON CHALLENGES
Too many payment channels slow funds
Each channel between user top-ups and supplier payments adds complexity and risk.
Cross-border settlement adds extra costs
Accounts, currencies and payment channels across different regions introduce fees, exchange-rate spreads and more operational steps.
Reconciliation gets harder as the business grows
User balances, business orders and outgoing payments are recorded separately, significantly increasing reconciliation work as volume grows.
BUSINESS VALUE
A simpler platform fund flow
Use stablecoins for both top-ups and settlement, with fewer transfers between payment systems.
Stablecoin top-ups and payments
Users can fund their accounts or pay for orders with assets such as USDT and USDC.
Keep using platform balances
Received funds can continue into downstream business processes without first being moved to another payment tool.
Settle with business partners
Transfer funds to suppliers, merchants or other external wallets according to business needs.
Easier-to-reconcile fund records
Review top-ups, orders, balances and transfer records to track changes in platform funds.
HOW IT WORKS
Connect top-ups, payments and settlement
Stablecoins reduce settlement steps between incoming and outgoing funds.
USE CASE
Manage incoming payments and settlement
Users top up platform balances, orders and funds are recorded, and merchants or suppliers are settled according to business rules.
01
API aggregation platforms
Users top up Credits with stablecoins and consume API calls, while the platform settles with upstream API providers.
02
Social media marketing and advertising platforms
Customers pre-fund with stablecoins, and the platform pays channel or resource providers after orders are completed.
03
Freelance and task platforms
Customers pay or top up, and the platform deducts its commission before settling with the service provider when the task is complete.
Recommended: API + Webhooks
Automate settlement with APIs
Create payment orders with the API, receive results through Webhooks, then update balances and settlement in your system.
create-payment.js
// Create a payment order
const payment = await jangopay.payments.create({
order_id: "JP-PLATFORM-SETTLEMENT-001",
amount: 128.00,
currency: "USDT",
notify_url: "https://your-site.com/webhook"
});Add stablecoin payments and transfers
Social media marketing, API aggregation and advertising platforms can integrate with a single setup.