Products may be used before fraud is discovered
Fraudsters may use stolen accounts to pay, while codes, airtime or digital vouchers can be redeemed within minutes.
Gift Cards, Top-up & Vouchers
Stablecoins for vouchers and top-ups
For branded gift cards, mobile airtime, data packages, membership codes and digital vouchers.
Order createdStatus notification
Payment workflowJangoPay
Connect denomination, payment and delivery
Customers choose a brand or top-up product and amount, then the order moves into code delivery or recharge after confirmation.
01Choose a product and denomination
02Complete a stablecoin payment
03Confirm and fulfill the order
Common businessesGift cardsMobile airtimeData packagesMembership codesDigital vouchers
HOW IT WORKS
Protect voucher sales with stablecoins
Confirm payment, then send the code or complete the top-up through your existing system.
USE CASE
Connect denomination, payment and delivery
Customers choose a brand or top-up product and amount, then the order moves into code delivery or recharge after confirmation.
01
Choose a product and denomination
Confirm the brand, region, top-up type, denomination or corresponding mobile number.
02
Complete a stablecoin payment
Choose a supported asset and network in JangoPay Checkout to complete payment.
03
Confirm and fulfill the order
After the payment status updates, the system validates the order and delivers the code or direct top-up automatically.
COMMON CHALLENGES
Cards create fraud and chargeback risk
Card and PayPal payments can still be reversed after delivery.
Completed payments may still be reversed
Cards and third-party payment platforms include chargeback and dispute mechanisms that may return the funds.
Digital value is difficult to recover
Once vouchers and similar products have been redeemed, they cannot be recovered and become a direct business loss.
BUSINESS VALUE
Reduce voucher payment risk
Use stablecoins and on-chain confirmation to reduce chargeback uncertainty.
Reduce exposure to chargeback risk
Stablecoin payments are confirmed on-chain and are not automatically refunded, preventing funds from being reversed afterward.
Deliver only after payment confirmation
Use confirmed payment results as the basis for code delivery or top-up, reducing later payment disputes.
Connect orders with product information
Record brand, denomination, region and product ID so every payment maps to a specific product.
Transaction records are easy to verify
Retain the amount, asset, network and on-chain transaction record for order lookup, support and exception handling.
Recommended: Payment Links + API
Choose the right setup for your volume
Use Payment Links for fixed vouchers, or the API for larger catalogues and top-up platforms.
create-payment.js
// Create a payment order
const payment = await jangopay.payments.create({
order_id: "JP-GIFT-VOUCHER-001",
amount: 128.00,
currency: "USDT",
notify_url: "https://your-site.com/webhook"
});Add stablecoins to vouchers and top-ups
Use JangoPay to reduce transaction uncertainty caused by traditional chargeback mechanisms.